Layoff Budget Calculator
This calculator kills uncertainty
Figure out exactly how long your money will last so you can stop guessing and start planning. Grab your bank balance, severance details, monthly expenses and get started.
Now what?
Less than 6 months?
This is survival mode. No judgment, but you need to move fast. Creating an emergency budget after getting laid off becomes your immediate priority. Cut everything that isn't essential, apply for unemployment benefits today, and start networking like your rent depends on it (because it does).
6-12 months?
You have breathing room, which means you can be strategic instead of desperate. This timeline lets you be picky about job opportunities and maybe even negotiate a better severance package if you haven't signed yet. Use this runway to find the right job, not just any job.
12+ months?
You're in good shape financially, but don't let that turn into complacency. This extended runway gives you time to handle the emotional aftermath and maybe even consider a career change. The biggest risk isn't running out of money - it's losing momentum.